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Mortgage Loans

Personal needs such as marriages, higher education, business travel, medical emergencies or any unforeseen expenses
Secured overdraft may be allowed as liquidity finance.
For taking benefit of lower interest rate, customers can also apply for takeover of existing mortgage loan/s from other Banks/FI

Apply for Personal Loan

MORTGAGE LOAN ELIGIBILITY

Indian citizen (both resident and non-resident) having regular source of income and owning non-agricultural (residential / commercial/industrial) property.
Minimum age – 18 years and maximum age – 75 years.
Individuals may apply singly or jointly with other eligible individuals.

QUANTUM OF LOAN

Minimum of Rs.5 Lakh
Maximum – Resident Indian – Rs.10 Crore and Non Resident Indians – Rs.5 Crore

MORTGAGE LOAN MARGIN

50% of the fair market value of the property mortgaged as per the latest valuation report.

NATURE OF FACILITY

Term Loan
Overdraft

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